Retail Banking
business coverage
Expanding business coverage with scalable, seamless retail banking solution integration
General Banking
With flexible, hierarchical product design that allows for rapid product releases and effective lifecycle management, it is supported in different currencies. It supports different fee structures, balance requirements, statement cycles, variable term products & pricing, and interest-bearing and non-interest-bearing accounts.
Lending
Continuous, Term, and Demand Loans with flexible, parameter-driven loan definitions, including fixed, floating, simple, and compound interest rates. It offers customizable penalty rules, repayment schedules, multi-level limit structures, comprehensive collateral management, and asset classification according to regulatory guidelines.
Loan Origination
Streamlines the application process, reducing time and removing barriers for a more seamless loan application process. It increases automated decisions, using intelligent decisioning to evaluate all criteria holistically, ensuring one factor doesn’t unfairly disqualify a valid applicant. It results in more qualified loans from the same applicant pool.
Customer Onboarding
Enables efficient, bank-assisted onboarding, allowing personnel to complete the process on behalf of customers with ease. Intelligent decisioning evaluates all factors including sanction screening holistically, ensuring quick, accurate onboarding without unnecessary rejections, leading to faster customer integration
Digital Banking
Enabling users to manage their accounts from anywhere. Users can complete transactions effortlessly, while AI-powered tools and smart notifications enhance their experience with personalized insights and updates. This ensures convenient, real-time banking that keeps customers informed and engaged.
Add-ons
Multiple additional modules, including ATMs, RTGS, BACH, BEFTN, and remittance are fully integrated, allowing efficient, real-time transfers. The system also supports anti-money laundering regulatory compliance through goAML and comprehensive notification management through SMS and email module.
key differentiators
Distinct Features that set our Solution Apart from the Competition
Quick to the Market
Thorough coverage with extensive banking functionality in all major areas.
Innovative Products
Smart architecture combined with rich functionality promotes uniqueness and allows for adaptability.
Migration
Extensive experience with ready tools ensures quick and smooth migration from legacy system.
High TCO with Low Risk
Low resource utilization and procedural adherence are guaranteed by intelligent automation.
Quick Integration
Establishing a fast integration strategy and quick extension as the foundation of your bank.
Local Support Center
Highly experience resources & hi-tech development facility ensures superior customer support.